What is PayPal Pay in 4?

Fast, flexible and secure, PayPal Pay in 4 lets you divide your purchase into 4 interest-free instalments. No sign-up fees. No late fees. Just the same peace of mind you already enjoy from PayPal.

How It Works

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Choose PayPal at checkout to pay later with Pay in 4.

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Complete your purchase with 25% as your first payment.

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Remaining payments are taken automatically every two weeks.

PayPal Pay in 4 is available for eligible purchases under $2,000 with no fees or interest payable. Your first payment is due at the time of purchase, with 3 following every 2 weeks. PayPal Pay in 4 is a continuing credit contract provided by PayPal Credit Pty Limited (ABN 66 600 629 258; Australian Credit Licence number 568848) to Australian residents and is subject to eligibility criteria, credit application and suitability assessment.